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Skip the wait and step into brand new construction – this 2025 BUILT home in the Brack Ranch community of St. Cloud is ready right now, set on a premium POND VIEW LOT with peaceful WOODED, water and green space views behind you! Outside the curb appeal shines and the interior delivers a light-filled OPEN CONCEPT layout with the modern flow you have been searching for. Over 2, 000 sq ft of well designed living space anchored by LUXURY VINYL PLANK FLOORING throughout the main living areas and a fresh, neutral color palette. The kitchen has been curated for both everyday living and effortless entertaining, featuring a large ISLAND with bar seating and pendant lighting, STAINLESS STEEL APPLIANCES, sleek countertops, and a WALK-IN PANTRY for ample storage – all open to the living and dining spaces. A desirable 3-WAY SPLIT BEDROOM layout provides privacy and flexibility, with the PRIMARY SUITE offering tranquil views, abundant natural light from twin windows, a WALK-IN CLOSET, and a well-appointed en-suite bath with dual sinks and a spacious walk-in shower. A second EN-SUITE BEDROOM at the front of the home creates the perfect setup for guests or multi-generational living, while two additional bedrooms share a third full bath for room to grow. Step outside to a COVERED LANAI that overlooks the partially fenced backyard – open at the rear to fully capture the serene pond and wooded views – creating the ideal indoor/outdoor lifestyle Central Florida is known for. Brack Ranch residents enjoy fantastic AMENITIES including a community pool, playground, dog park, and scenic walking areas throughout the neighborhood. With a LOW HOA and zoning for top-rated schools, the location offers easy access to St. Cloud’s Lakefront Park, East Lake Tohopekaliga and Fells Cove, Downtown St. Cloud, and Narcoossee Road for a quick trip into Lake Nona’s Medical City, and all the shopping and dining you could ask for. With 4 bedrooms, 3 full baths, and a 2-car garage, this MOVE RIGHT IN home delivers the benefits of new construction without the wait – schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $17 | $17 | $17 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,389 | $2,517 | $3,248 |
| Total Monthly Payment | $2,480 | $2,608 | $3,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.