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Presented by
Donald Lamy |
Under contract-accepting backup offers. Location. This home features 3 bedrooms 2 bathrooms with an oversized 2 car garage. This home features a large open floor plan with split bedrooms. When walking into the home you will notice the nice high ceilings with 2 skylights. Kitchen is super functional with plenty of kitchen cabinets along with a pantry. Kitchen has granite countertops as well as an L shaped breakfast bar that comes with 4 bar stools. Dining room table stays with the home as it matches the breakfast bar, this table also comes with 4 chairs. Living room has a beautiful wood burning fireplace. Please note the living room also features French doors that lead out to a screened in porch with a lovely jacuzzi. Backyard is large enough for a pool and is fully fenced. Master bedroom features 2 walk-in closets, 1 could possibly be converted to a nursery. Master bathroom is large with dual sinks, a large shower as well as an additional linen closet. 2nd and 3rd bedroom feature large closets as well as ceiling fans. Actually every room has a ceiling fan. This home has a beautiful front porch and it handicap accessible. It is also located 5 to downtown Tarpon Springs, sponge docks, buses and shopping. Multiple churches are between 5-10 minutes. TPA is approximately 30 minutes. This home is very private and secluded yet close enough to anything that may peak your interest. This home is located in a flood zone however there has never been any water past the mailbox. Please pass along (in regards to flood insurance) "This home has an Annual Increase Cap Discount that Stays with the Home" making flood insurance super affordable. Do not hesitate to call me with any questions you may have.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
Sales Associate
William Raveis Real Estate
Phone: 860.480.2206
Donald.Lamy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,167 | $2,222 | $2,922 |
| Total Monthly Payment | $2,242 | $2,297 | $2,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.