45 LAKE DRIVE, Debary, FL, 32713 | $334,000

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home just listed at 45 Lake Dr in DeBary! Situated on nearly half an acre, this property offers plenty of space and flexibility—with room to park your boat or RV and no HOA restrictions.
Step inside to an inviting open floor plan highlighted by high ceilings that create a bright and spacious feel. The thoughtfully designed split layout places the primary bedroom on the opposite side of the home from the secondary bedrooms, offering added privacy.
The kitchen features stainless steel appliances, brand-new countertops, and a cozy space perfect for a small dinette set. The home has been freshly painted both inside and out, giving it a clean, modern feel throughout.
Enjoy Florida living at its best on the screened-in back porch—the perfect spot to sip your morning coffee or unwind with a glass of wine in the evening. The fully fenced backyard also includes two storage sheds, offering plenty of room for tools, hobbies, or extra storage.
The garage is equally impressive, boasting a freshly painted floor, a NEW WATER HEATER, and a full wall of storage cabinets to keep everything organized. BRAND NEW ROOF AND AC UNIT. The entire home was REPIPED in 2022, and the septic tank was RECENTLY PUMPED.
Conveniently located near shopping, dining, and everyday essentials, this home combines comfort, functionality, and location. Don’t miss your chance—come see this beautiful home today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 193
  • Laundry: In Garage
  • Year Built: 1992
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,364
  • Acreage: 0.44
  • Lot Size: 100 x 193
  • Est. Taxes: $4,651
  • Lot Desc: City Lot
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
  • MLS#: O6403277
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/O6403277/45lakedrive_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/9/2026 3:47:11 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-862-9966

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 LAKE DRIVE, Debary, FL, 32713

$334,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $267,200 $267,200 $267,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,624 $1,687 $2,219
Total Monthly Payment $2,087 $2,150 $2,682

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.