326 Litchfield Avenue, Babylon, NY, 11702 | $674,999
Classic 1930's Colonial Located In Babylon Village, Without the Flood Insurance Requirement! 1 Mile from Sunrise Highway, 1 Mile from Babylon Train Station, 1 Mile from Babylon Villages Amazing Nightlife, and 8 Minutes to the Beach, this Location is PRIME! Situated on a Over-Sized Lot of . 26 of a Acre, There Is Plenty of Room for Expansion. Included in the Sale are Architectural Drawings for a 1st Floor Addition of Approximately 750 Sq Ft Which Would Include a Full Primary Suite and Larger Living Room, a 10k Value! 3 Bedrooms Upstairs with a Full Bathroom Including a King Sized Primary Bedroom, A Huge Living Room with a Wood Burning Fireplace, a Nautical Themed Kitchen with Solid Wood Cabinetry and Quartz Countertops, Appliances Purchased in 2022, 1st Floor Laundry and a Huge 12x24 Legal Three Season Room Rounds Out the Home. Solar Panels Are Owned and Were Installed with a New Roof and Black Gutters 5 Years Ago, New Construction Windows Throughout are 4 Years Old, Original Hardwood Floors and Original 1930's Craftsman Style Woodworking Throughout. MiniSplit A/C on the First Level with Window Units Upstairs, Easily Upgradeable. Gas Burner Replaced in 2008 and Exhaust Re-Sleeved in 2020, Connected to Sewer No Cesspool Maintenance Required. Huge Detached Garage with Mechanics Access and Electrically Connected. 200 Amp Electrical Panel and New Wiring Throughout. 15 x 24 Above Ground Pool and 6 Person Hot Tub are Gifts. Bring Your Eye For Design And Restore This Classic Home To Your Own Tastes!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Gas Dryer Hookup, In Hall, Washer Hookup
- Style: Colonial
- Year Built: 1933
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Ductless, Wall/Window Unit(s)
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,628
- Acreage: 0.26
- Est. Taxes: $13,841
- Lot Desc: Back Yard, Front Yard, Level, Near Golf Course, Near Public Transit, Near School, Near Shops
- Elem. School: Babylon Memorial Grade School
- Middle School: Babylon Junior-Senior High School
- High School: Babylon Junior-Senior High School
- School District: Babylon
- Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 985257
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/985257/326litchfieldavenue_babylon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
326 Litchfield Avenue, Babylon, NY, 11702
$674,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $539,999 | $539,999 | $539,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,153 | $1,153 | $1,153 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,238 | $3,369 | $4,448 |
| Total Monthly Payment | $4,483 | $4,614 | $5,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535