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Spacious, versatile, and full of opportunity—this unique property package in the Village of Florida offers the best of both worlds! Set on a 0. 37-acre lot, this charming 4-bedroom, 2-bath home is being offered with a separate 0. 53-acre vacant lot directly behind it—each with its own lot, block, and section. A paper road separates the parcels, giving buyers the flexibility to combine them for nearly a full acre of privacy or keep them separate for potential future development. Built in 1930, this 2, 600+ sq ft home features generously sized rooms and a layout designed for both comfort and entertaining. The main level includes a bedroom currently used as a playroom, along with a convenient first-floor laundry area. The heart of the home is a stunning 22x22 Great Room with vaulted ceilings and French doors that open to a concrete patio and level backyard. The oversized kitchen island creates a welcoming eat-in kitchen ideal for gathering and everyday living. Upstairs, you’ll find 3additional bedrooms, another full bathroom, and a walk-up attic offering even more potential space. Set back from Main Street, the home enjoys a sense of privacy enhanced by a 6-foot vinyl fence and generous surrounding property—offering a peaceful retreat while still benefiting from a convenient, central location. Recent upgrades include a new roof, furnace, and hot water heater, along with fully owned solar panels—keeping heating and utility costs impressively low. Located just minutes from the heart of the Village of Florida, you’ll enjoy easy access to local shops, restaurants, schools, and year-round community events. With close proximity to Route 6, Route 17, and 17A—and just 60 miles to NYC—this property offers a perfect blend of small-town charm and commuter convenience.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $867 | $867 | $867 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,910 | $3,985 | $4,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.