Welcome to the picturesque South Historic District of Palatka, perfectly nestled along the beautiful St Johns River and within walking distance to local shops, restaurants, the city marina and boat ramp, and Palatka's Riverfront Park and Memorial Bridge Boardwalk. The South Historic District offers sidewalks, tree-lined streets, historical architecture, and beautiful views of the river.
Just one block from the river, this home is perfectly nestled on an oversized corner lot boasting a detached 2-car garage with circular driveway and a separate storage shed. Built in 2002, this more modern-built home fits right in with the look of the surrounding homes built 100+ years ago, but offers modern building standards and conveniences. It's the perfect blend of comfort and historic charm! As you step onto the property, you're greeted by a massive wrap-around porch that offers a picturesque view of the river - a serene spot to enjoy your morning coffee or unwind after a long day and enjoy the river breeze. The exterior of the home showcases a fresh coat of paint, new porch decking, and a metal roof. Immediately upon entering, you're greeted by soaring ceilings in the open foyer, flanked on either side by the Formal Living/Office/Flex Room and Family Room. Through the spacious Family Room with bay window, you'll find the well-appointed Kitchen with an abundance of cabinet storage and counter space.
The Owner's Suite is tucked away in the back of the home for privacy, and offers double closets and an ensuite bath with walk-in shower. Also from the back of the home, the grand spindled staircase leads up to two more spacious bedrooms and another full bathroom, connected by a spindled catwalk open to the main hall below. Both upstairs bedrooms offer brand new carpet, with tile and laminate flooring throughout the first floor. Character abounds in this one-of-a-kind home, filled with walls of windows and high ceilings, and flooded in natural light.
Come see this home in person and experience the allure of the past with modern conveniences in the gorgeous historic district of small-town Florida. This is more than a home; it's a lifestyle for lovers of history and community. Don't miss the opportunity to make this piece of Palatka's heritage your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $283,200 | $283,200 | $283,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $954 | $954 | $954 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,744 | $1,788 | $2,352 |
| Total Monthly Payment | $2,773 | $2,817 | $3,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.