New York (Washington Heights), NY, 10032 | $250,000

***This is an all cash purchase. No mortgage financing. *** Welcome home to this spacious 3-bedroom, 1-bathroom HDFC cooperative apartment in the heart of Washington Heights. This affordable co-op needs a little love and care to make it your very own, and offers a generous layout featuring a comfortable living room, eat-in kitchen and washer/dryer hookup, delivering the kind of space that is increasingly rare in Manhattan at this price point. This HDFC cooperative is income-restricted based on 120% of Area Median Income (AMI), with maximum annual household income limits of $136, 080 for 1 person, $155, 520 for 2 people, and $174, 960 for 3 people. This is a all cash purchase only with no mortgage financing permitted. The unit must serve as the purchaser's primary residence, a 30% flip tax is payable by the seller at closing, and buyers must receive board approval prior to closing. Perfectly situated one block away from the 1 Train at 157th Street and Broadway, the A & C Train express lines nearby at 163rd Street and 168th Street, putting Midtown Manhattan just approximately 25 minutes away. The neighborhood offers incredible dining, coffee shops, parks including Fort Tryon and Inwood Hill Park, world-class cultural institutions, Yankee Stadium and everyday essentials all within minutes from your home. This is a rare opportunity to achieve affordable homeownership in Manhattan. Contact us today for a private showing.

Features

  • Town: New York
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 50.0 x 99.92
  • Laundry: In Unit
  • Year Built: 1925
  • Common Charge: $1,000 Monthly
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Yes
  • MLS#: RLS20087957
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/RLS20087957/526w158thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Engel & Volkers Brownstone Brooklyn   Phone: 718-643-6312

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

New York (Washington Heights), NY, 10032

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,183 $1,248 $1,647
Total Monthly Payment $1,258 $1,323 $1,722

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.