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Water views of the Fire Island Inlet and Oak Island make this newly renovated 3-bedroom beach home the perfect place for those looking to enjoy effortless coastal living! This beautifully updated home boasts a rare combination of serene beach living, stylish modern interiors, and unforgettable water views. Follow the charming boardwalk to a picturesque sandy beach on the Fire Island Inlet! Direct road access allows you to enjoy ease of accessibility and ample parking for you and your guests. Native coastal landscaping, mature evergreens, and sandy surroundings create a relaxed natural setting. Unforgettable sunsets and magical rainbows await you here! The stunning gourmet kitchen features stone countertops, custom cabinetry, professional-grade stainless steel appliances, open-shelving, and designer finishes. Designed for both everyday living and entertaining, sliding doors open to a spacious deck with water views. This seamless indoor-outdoor flow is complemented by your deck’s refreshing outdoor shower. Upstairs, an open living area with a fireplace and expansive windows captures both sunrise and sunset views. The upper level offers a flexible space suited for entertaining, relaxing, or working from home, with natural light and water views throughout the day. Enjoy peaceful evenings from the enclosed front porch, the perfect setting to take in sunsets. Move-in ready, this home presents an opportunity to immediately enjoy all that Oak Beach has to offer!
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Our Executive Mortgage Banker:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,194 | $1,194 | $1,194 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,997 | $5,418 | $7,426 |
| Total Monthly Payment | $6,316 | $6,737 | $8,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.