650 ISLAND WAY, #202, Clearwater Beach, FL, 33767 | $437,500

Live the island life you have always envisioned in this waterfront condominium located in the coveted community of Island Estates. This second floor condo is perfectly situated, showcasing sweeping southwest open water views across the Mandalay Channel towards Clearwater Beach. The over-sized 23 foot balcony is perfect for enjoying the world-famous sunsets and gentle gulf breezes. The home has been outfitted with newer impact resistance sliders and windows in the living room and primary suite, second bedroom and kitchen, providing both peace of mind and beautiful sight lines, connecting the spectacular outdoor views with the living space. As you enter, you are immediately drawn towards the centerpiece panoramic water views and natural light that pour in. The primary suite is generously sized, offering water views, balcony access and an en-suite bathroom and walk in closet. The second bedroom also provides access to second full bathroom off of the main entryway. The kitchen footprint is functional and open, with plenty of space and connection the living area and water views. This breathtaking canvas is simply awaiting your personal touches and updates. The community offers resort style amenities including a heated pool and BBQ station, tiki hut area and an assigned covered parking space. The Island Esates community is a peaceful paradise, with shopping, restaurants, the Clearwater Marine Aquarium and more right on the island for easy living and convenience, while just a short walk or bike ride to vibrant Clearwater Beach's famous shore line, Pier 60 and endless dining and entertainment options. Location also provides ease of access to both Tampa and St. Pete-Clearwater Airport and all that the Tampa Bay region has to offer.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: 650 ISLAND WAY CONDO
  • Year Built: 1988
  • Common Charge: $1,245 Monthly
  • Approx Sq. Feet: 1,188
  • Acreage: 2.14
  • Est. Taxes: $8,444
  • View: Water
  • Water Front: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8502064
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8502064/650islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2026 10:06:30 AM)
Listing courtesy of DELTA REALTY INTERNATIONAL INC   Phone: 727-443-6450

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

650 ISLAND WAY, #202, Clearwater Beach, FL, 33767

$437,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $350,000 $350,000 $350,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,043 $2,155 $2,837
Total Monthly Payment $2,822 $2,934 $3,616

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.