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Presented by
The MCM Team |
Walk to Candlewood Lake's beautiful beach from this light and bright main floor two bedroom unit in the desirable Park Ridge! No steps to enter this lovely home, with an open floor plan, fresh paint, trim and new luxury vinyl plank flooring throughout. The foyer includes a built-in coat closet storage area that leads to an open concept dining room and living room with cozy wood-burning fireplace. The kitchen features newer appliances, a pantry closet and a breakfast bar. There is a convenient laundry closet right next to the kitchen with newer washer and dryer and multiple closets nearby for extra storage. The two spacious bedrooms each have sliders to the private back patio and the primary bedroom opens to an updated full bathroom and includes a large walk-in closet. Kitchen appliances replaced in 2019, washer and dryer in 2020-2022 and a new hot water heater was installed in 2024. Park Ridge has a pool and playground for enjoyment in the warmer months, plenty of visitor parking close to the unit and a private locked storage unit in the shared basement. Located just minutes to the Danbury Town Park and beach, plus numerous restaurants and only a 5-10 minute drive to I-84 and the NY border for a fantastic commute. Nothing to do but move in and enjoy this summer by the lake!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,373 | $1,796 |
| Total Monthly Payment | $1,696 | $1,751 | $2,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.