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Charming three-bedroom cottage colonial that is an original Sears home. Attractive wood details that include Douglas fir hard wood floors and beautiful wood trim moldings throughout the house. The enclosed porch welcomes you into the home and makes the perfect mudroom. The highlight of the house is the renovated kitchen with quartzite countertops and stainless-steel appliances that is open to the living room. On the main level there is also a bedroom, an office/laundry room, a renovated bathroom and a lovely screened in porch (which is an additional 318 SF). Upstairs are two additional bedrooms and storage in the eves. The walk out lower level offers plenty of storage, a second laundry area and utilities. The house is located on a corner lot with a level yard and deck, and is close to metro north train station and shopping. Recent improvements include interior painted (2026), roof (2022), vinyl siding (2022), kitchen (2021), Office area/laundry (2021), electrical panel (2021), Bathroom (2018). Mount Pleasant Schools
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Our Executive Mortgage Banker:
$598,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $478,400 | $478,400 | $478,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $979 | $979 | $979 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,830 | $2,946 | $3,877 |
| Total Monthly Payment | $3,901 | $4,017 | $4,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.