Presented by
Rob Young |
50 Serendipity Street is an exceptional value in I'On and is currently undergoing renovations on three new baths, including upstairs primary bath, making this home absolutely move-in ready. This beautiful I'On home is located on a charming tree-lined street and large corner lot. Enjoy Charleston's nearly year-round perfect weather in the gorgeous, enclosed garden with a fountain or from one of the many porches. The light-filled home offers an open floor plan, an updated kitchen and dual primary suites, with one located downstairs and one on the second floor. The formal dining room opens to the kitchen and family room, which features a gas-log fireplace and beautiful built-ins. A breakfast room sits just off the kitchen and is adjacent to the screened-in porch overlooking the back yard. The kitchen features newly installed quartz countertops, a farm sink, a rollout pantry and pot drawers, and a professional stove with hood. The downstairs bedroom offers an expansive walk-in closet, washer and dryer, and updated bath. Upstairs are three more bedrooms, including the second primary suite with a large en suite bath with double sinks. Two more bedrooms, each with private baths, have access to the upstairs porch. All three of these upstairs baths are currently being renovated with completion estimated by end of May or sooner. A large laundry room finishes off this level. The home features beautiful wood floors throughout both levels, a new roof, encapsulated crawl space, Hardie plank siding, plantation shutters, storage shed and outdoor shower among other items. The highly-sought-after I'On community offers several restaurants and shops at the front of the neighborhood, as well as walking trails, parks and a members-only club with pools, tennis and pickleball courts, gym facilities and a restaurant. Just a quick ride over the Arthur Ravenel Jr. Bridge to downtown Charleston, this neighborhood is within close proximity to Whole Foods, Trader Joe's and many other fabulous eateries in Mount Pleasant. House will be back on the market mid to late May once bathroom renovations are complete.
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NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,676,000 | $1,676,000 | $1,676,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,048 | $10,319 | $14,143 |
| Total Monthly Payment | $10,173 | $10,444 | $14,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.