2630 N BEACH ROAD, Englewood, FL, 34223 | $4,300,000

OWNER FINANCING AVAILABLE!! A rare and irreplaceable oceanfront estate offering an exceptional blend of refined coastal living and high-performing income potential. Situated on an expansive 0. 63 acre oceanfront lot, zoned RMF 7. 5 an acre, this private compound features two distinct residences and is currently operating as a successful luxury Airbnb retreat. Designed for both exclusivity and flexibility, the dual-residence layout is ideal for a private owner’s enclave, multi-generational living, or a premier short-term rental investment. With limited oceanfront properties offering this level of scale and versatility, opportunities like this are becoming increasingly scarce. Enjoy sweeping ocean views from the rooftop deck—perfect for sunset entertaining—while the private pool and spacious grounds create a resort-style setting for relaxation and guest enjoyment. The direct oceanfront setting delivers an unparalleled connection to the water and a true luxury lifestyle experience. The primary oceanfront residence presents a compelling value-add opportunity, finishing renovations are underway, and this allows a discerning buyer to fully customize finishes, design, and appointments to their exact vision. With completion, the property is well-positioned to command a significantly higher market value in line with other fully renovated luxury oceanfront estates, offering meaningful upside potential for both end-users and investors.
Located just moments from restaurants, shopping, and the main beach, this is a rare chance to secure a premier beachfront compound with both immediate income, and long-term appreciation potential. Take a short stroll through the sand to the vibrant turquoise teal ocean, and feel the serenity. Offers rental flexibility as short term rentals are permitted.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1952
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,178
  • Acreage: 0.64
  • Est. Taxes: $14,724
  • View: Water
  • Water Front: Yes
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: In Ground
  • Appliances: Convection Oven, Cooktop, Disposal, Dryer, Freezer, Microwave, Tankless Water Heater, Washer
  • MLS#: A4690960
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4690960/2630nbeachroad_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 3:58:10 AM)
Listing courtesy of FINE PROPERTIES   Phone: 941-782-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2630 N BEACH ROAD, Englewood, FL, 34223

$4,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,440,000 $3,440,000 $3,440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,227 $1,227 $1,227
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $20,625 $21,181 $29,029
Total Monthly Payment $21,977 $22,533 $30,381

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.