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NO HOA! NO CDD! This adorable 3/2 home is located on a generous sized lot with fenced back yard in Lakeland. Close to I4 for commutes, as well as shopping, schools, churches, this cutie has so much to offer its new owner! Note the new windows AND doors, which increase energy efficiency as well as enhance the updated appearance. Covered parking for your vehicle, you will note the large screened room perfect for enjoying outdoors without Florida's state bird the mosquito bugging you! Enter the home and you will see the open living room that leads into the kitchen, which flows seamlessly for daily function. The kitchen has a built in pantry, eating space, and a folding station right next to the laundry room! The floor plan splits the owners retreat and the other rooms for privacy. Upon entering the main bedroom, the large walk in closet is a great find. Even greater is the bathroom with glorious shower and soaking tub! The rooms are ample size for a spacious cottage-like feel. This home has a NEW septic with riser & recently inspected drain field. Water heater is 6 years. Roof 8 years. Hurricane strapping was updated just prior to the current owner's purchase. HVAC is 10 years and was serviced this week. To welcome the new homeowner, the security system (Simplisafe) will also remain. Better get her before she's GONE!!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $125 | $125 | $125 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,175 | $1,223 | $1,628 |
| Total Monthly Payment | $1,374 | $1,422 | $1,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.