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Move-in ready and packed with over $100, 000 in upgrades, this beautifully updated home on 1. 25 acres offers the perfect blend of modern comfort and peaceful living in Hernando. GREAT FOR INCOME/INVESTMENT PROPERTY!!! Featuring a large workshop, fully fenced property, and cleared land, this home is ideal for those seeking space and functionality. MINUTES FROM LOCAL SHOPS, COFFEE & RESTAURANTS. Major improvements include 2022 updates such as a NEW ROOF all new FLOORING, LIGHT FIXTURES interior PAINT. In 2023 upgrades include an UPGRADED Frigidaire and Samsung stainless steel APPLIANCES and range hood. In 2024, the exterior was freshly painted, NEW GUTTERS were installed, and a MILLINGS DRIVEWAY was added. Recent enhancements include a NEW SPLIT UNIT and upgraded 220-AMP RV/Tesla hookup, along with a SMART THERMOSTAT, NEW BLINDS on all WINDOWS, electrical plate updates, and screened lanai improvements (2026). Enjoy added features like a new entry gate and modern lighting throughout. Located in a FEMA X zone and ideally situated near the Withlacoochee State Trail, as well as Crystal River and the World Equestrian Center, this property offers a quiet lifestyle with convenient access to outdoor recreation and everything Citrus County has to see.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,153 | $1,507 |
| Total Monthly Payment | $1,347 | $1,392 | $1,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.