|
|
Oversized, turnkey Colonial in a desirable, convenient Smithfield location, offering space and flexibility that's increasingly hard to find. The main level features an updated kitchen with a large center island, granite countertops, stainless steel appliances, and extensive cabinetry. It opens into the main living areas, creating a natural flow ideal for entertaining, with a front-to-back fireplaced living room, dining room with built-in cabinetry, a half bath, and an expansive great room that provides direct access to the two-car garage and backyard deck. The great room features cathedral ceilings and access to a spacious, versatile loft with additional built-ins and a large work area, well suited for a home office, studio, or creative space. With direct access to a full bath and one of the upstairs bedrooms, this layout lends itself to a private suite or separate living area, ideal for guests or multi-generational living. The second floor includes four generously sized bedrooms with ample closet space, the loft, and two full baths. The lower level offers great expansion potential and includes a laundry area, a dedicated workshop and an abundance of storage. Additional features include central air, a newer roof, and hardwood floors throughout. Outside, a spacious deck and patio overlook a well-maintained yard featuring a fire pit, irrigation system, raised garden beds, and a storage shed. Conveniently located near schools, shopping, and dining, with easy access to I-295.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $524 | $524 | $524 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,268 | $3,448 | $4,538 |
| Total Monthly Payment | $3,884 | $4,064 | $5,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.