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This gut renovated first floor one bedroom apartment overlooks beautiful 85th street. It offers windows in every direction and lots of space. You enter the dining foyer where you have room for not only a dining room table, but additional furniture and a spacious California closet. The living has gorgeous brand-new hardwood floors with room for an entire sectional, a large media stand to watch tv and even an office space. The large primary bedroom features soft light both Northern and Eastern exposures and not only one, but two California closets for plenty of storage. The renovated modern kitchen has plenty of clean white cabinetry, sleek stainless-steel appliances and lots of counter space.
400 East 85th Street is a meticulously maintained, financially solid cooperative that stands out as one of the best-managed buildings on the Upper East Side. A key asset is its ownership of the ground-floor commercial spaces-including a parking garage-which contributes to its strong financial position.
Residents enjoy full-service living with a 24-hour doorman, live-in superintendent, and attentive building staff. Amenities include a well-equipped fitness center, bike storage, storage rooms, and a resident meeting room.
The building offers flexible ownership policies, allowing pets, pied-à-terres, co-purchasing, guarantors, and up to 75% financing.
Located just steps from the 4, 5, 6, and Q subway lines-as well as the 86th Street crosstown bus-this prime Upper East Side address provides unmatched convenience and connectivity.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,868 | $2,980 | $3,920 |
| Total Monthly Payment | $2,960 | $3,072 | $4,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.