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103 Ponus Avenue, Norwalk (West Norwalk), CT, 06850 | $725,000
MULTIPLE OFFERS: HIGHEST AND BEST TUESDAY 5/5 AT 5PM Welcome to 103 Ponus Ave, a move-in ready hi-ranch nestled in the highly desirable West Norwalk neighborhood. Offering 2, 702 square feet of living space on nearly half an acre, this home combines comfort, flexibility, and a beautifully private, fully fenced backyard. The main level features a sun-filled layout ideal for both everyday living and entertaining. A spacious family room with soaring ceilings creates an inviting place to relax and flows seamlessly into the dining area. The adjoining sunroom bathes the space in natural light and offers versatile use, complete with a new washer and dryer and direct access to the back deck overlooking the serene yard. Down the hall, you'll find three generously sized bedrooms and two updated bathrooms, including a sought-after primary en-suite. The lower level adds exceptional flexibility, currently configured as a spacious accessory-style living area with its own full bath, washer/dryer, kitchenette, and expansive living space-perfect for guests, extended family, or movie nights with the built-in projector setup. Brand new Ductless mini split cools and heats the main level space. Baseboard oil heat exists also but sellers rarely use it. Lower level is oil heat. Recent upgrades provide peace of mind, including a new A/C system (2024), driveway (2022), and siding, roof, and windows (2018). The property has also benefited from extensive landscaping improvements, including tree removal and grading (2018), followed by installation of the fence (2020). Ideally located close to Riko's Pizza, Liz Sue Bagels, and A&S Deli. Easy access to both I95 and the Merritt Parkway.
Features
- Town: Norwalk
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Laundry: Lower Level
- Style: Raised Ranch,Hi-Ranch
- Year Built: 1960
- Garage: Off Street Parking,Driveway,Unpaved
- Heating: Baseboard,Heat Pump,Zoned
- Cooling: Ductless,Heat Pump,Split System
- Basement: Full,Heated,Fully Finished,Apartment,Walk-out,Liveable Space
- Above Grade Approx. Sq. Feet: 2,702
- Acreage: 0.43
- Est. Taxes: $9,404
- Lot Desc: Fence - Full,Level Lot,Cleared
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Electric Cooktop,Microwave,Refrigerator,Freezer,Dishwasher,Washer,Electric Dryer
- MLS#: 24169442
- Website: https://www.raveis.com
/prop/24169442/103ponusavenue_norwalk_ct?source=qrflyer
Listing courtesy of Keller Williams Realty Phone: (203) 429-4020
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Bedroom 3 | Lower | |
| Dining Room | Main | |
| Kitchen | Main | |
| Living Room | Cathedral Ceiling | Main |
| Primary Bedroom | Bedroom Suite | Main |
| Sun Room | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
103 Ponus Avenue, Norwalk (West Norwalk), CT, 06850
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $784 | $784 | $784 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,571 | $3,714 | $4,855 |
| Total Monthly Payment | $4,447 | $4,590 | $5,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524