39 Harding Drive, New Rochelle, NY, 10801 | $869,000

Welcome to 39 Harding Drive, New Rochelle, a well-maintained 4-bedroom, 3. -bath split-level home offering 2, 128 square feet of living space with an amazing back yard. This home features a functional and versatile layout with multiple levels designed for comfortable everyday living and flexible use of space. The main level offers a bright living room with hardwood floors, large windows, and a fireplace, creating a warm and inviting atmosphere. The updated kitchen includes custom wood cabinetry, stone countertops, stainless steel appliances, and a stylish tile backsplash, flowing seamlessly into the dining area with direct access to the outdoor deck—ideal for entertaining or enjoying the property. The upper levels provide 3 well-proportioned bedrooms and multiple bathrooms, offering convenience and privacy. The lower level features a 4th bedroom , spacious finished area perfect for recreation, gatherings, or additional living space, along with a half bath and a dedicated laundry area. Outdoor features include a private backyard, elevated deck, and landscaped grounds, providing space to relax and enjoy the outdoors. Additional highlights include a garage, ample storage, and a multi-level layout that offers flexibility for a variety of living arrangements. Conveniently located near local shopping, dining, parks, and transportation options, this property presents a wonderful opportunity to own a well-appointed home in New Rochelle.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Split Level
  • Year Built: 1959
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 2,128
  • Acreage: 0.18
  • Est. Taxes: $13,759
  • Elem. School: Trinity Elementary School
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Appliances: Other
  • MLS#: 962234
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/962234/39hardingdrive_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eRealty Advisors, Inc   Phone: 914-712-6330

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

39 Harding Drive, New Rochelle, NY, 10801

$869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,147 $1,147 $1,147
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,893 $4,224 $5,820
Total Monthly Payment $5,132 $5,463 $7,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.