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There’s a certain ease to life in Buchanan that you notice right away—sidewalks that connect the town, local bites and delis that give it a true neighborhood feel, and the Hudson River just moments away for boating, fishing, or simply enjoying the scenery. Located within the Town of Cortlandt, it’s one of those Westchester spots that quietly offers so much: convenience to Route 9 and the train, lower taxes, and a genuine sense of community that still feels intact. Set on a beautifully flat and usable lot, this home greets you with instant curb appeal. A wide driveway leads to a standout detached 540 SF two-car heated garage—ideal for vehicles, storage, hobbies, or creating your own private workshop. The inviting front porch sets the tone immediately, offering a peaceful spot to enjoy your morning coffee, chat with neighbors, or simply take in the fresh air. Inside, the layout is all about comfort and simplicity—easy one-level living that just works. The living and dining areas connect seamlessly, creating an open, comfortable flow without losing that warm, grounded feel. The updated eat-in kitchen features granite countertops, stainless steel appliances, ample cabinetry, spacious counters, and direct access to the backyard patio. Outside, the property truly stands apart—fully fenced, level, and impeccably maintained with plenty of open space for relaxing, entertaining, or play. It’s the kind of yard that feels usable and inviting all year round. Two charming bedrooms and a nicely updated full bathroom complete the main level, offering an easy, functional setup that suits so many lifestyles. The lower level adds even more value with a full basement running the length of the home—clean, spacious, and full of potential. Above, a large attic offers the possibility to dormer and significantly expand the living space if desired. The flexibility here opens the door to so much more. All of this comes together in a river town setting that balances charm and convenience—close to parks, schools, shops, restaurants, and the Hudson River waterfront lifestyle. With low taxes and a price under $500K, it stands out as one of the more compelling opportunities in today’s market. A solid home, a smart value, and a place with room to grow.
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Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $804 | $804 | $804 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,521 | $3,315 |
| Total Monthly Payment | $3,337 | $3,400 | $4,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.