520 LEMON STREET, Auburndale, FL, 33823 | $345,000

Searching for a move-in ready 4-bed home in Auburndale with modern finishes, no HOA, and easy access to Central Florida attractions? This beautifully maintained 2022 single family residence at 520 Lemon Street delivers functional living space, updated interiors, and a prime location near parks, lakes, shopping, and major commuter routes.
Welcome to this beautifully maintained 4-bed single family home in Auburndale located in the desirable Auburndale Heights area of Central Florida. Built in 2022, this move-in ready home offers 4 spacious bedrooms, 2 full bathrooms, a 2-car garage, and a functional open layout designed for comfortable everyday living. updated kitchen finishes, updated bathrooms, durable flooring, and contemporary design elements throughout create a clean, inviting atmosphere ideal for first-time homebuyers, growing households, or investors seeking a home with no HOA restrictions.
The open-concept living and dining areas provide flexible space for entertaining and daily life, while the spacious driveway and attached garage add convenience and storage. As a home buyers you can enjoy the benefits of modern construction, energy efficiency, and lower maintenance needs.
Located in the heart of Auburndale, this property offers convenient access to Polk Parkway and I-4, making commutes to Lakeland, Tampa, and Orlando simple and efficient. Nearby outdoor destinations include Lake Myrtle Sports Park, Auburndale TECO Trail, Lake Ariana Park, Mackay Gardens and Lakeside Preserve, and Circle B Bar Reserve for nature lovers and outdoor recreation. Shopping, dining, and entertainment are just minutes away in Downtown Auburndale, Lakeland, and Winter Haven, including attractions like LEGOLAND Florida Resort and International Market World.
Positioned within the Polk County Public Schools district and close to everyday conveniences, this home combines location, value, and lifestyle in one attractive package. Buyers looking for a newer 4-bed single family home in Auburndale with no HOA and easy access to Central Florida destinations will appreciate everything this property has to offer. Schedule your private showing today.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 57 x 143
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2022
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,851
  • Acreage: 0.19
  • Lot Size: 57 x 143
  • Est. Taxes: $4,647
  • Lot Desc: In County, Near Public Transit, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • MLS#: O6401808
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/O6401808/520lemonstreet_auburndale_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 2:03:12 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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520 LEMON STREET, Auburndale, FL, 33823

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,699 $1,745 $2,292
Total Monthly Payment $2,161 $2,207 $2,754

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.