464 E LIBERTY STREET, Hernando, FL, 34442 | $599,000

Set on just over an acre in the Citrus Hills community, this 4-bedroom home offers the kind of space and layout that’s getting harder to find. With 3 full baths, a half bath, and over 3, 300 square feet of living area (4, 490 total), there’s plenty of room to spread out both inside and out… and be sure to check out the huge walk-in closet in the primary bedroom!

Inside, the layout opens up nicely with expansive living areas and a spacious kitchen that provide plenty of space for everyday living and entertaining, with room for the family to grow. The oversized pantry includes a second refrigerator and continues into a large laundry room. The interior has been freshly painted, and there’s no carpet anywhere in the home—only tile flooring throughout for a clean, low-maintenance finish.

All the major updates have already handled, including a roof replaced in 2020, a new HVAC system and water heater installed in 2023, and the pool was resurfaced in 2023 as well!

Out back, the pool area is designed for gatherings, featuring a large deck and an outdoor kitchen setup. The outdoor kitchen will need updating, and the spa heater will need to be replaced—the seller has accounted for this and will not be addressing those items prior to closing.

The oversized driveway and side-entry garage provide ample parking and functionality. Positioned directly across from the Citrus Hills Golf Course, the home provides convenient access to recreation without any required membership tied to the property.

A spacious home on acreage with solid updates and room to make it your own. Don’t let this opportunity pass you by. Showings by appointment only.

All information is intended to be accurate, however it is the responsibility of the buyer and buyer’s agent to confirm the accuracy of all information.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 160 x 280
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,375
  • Acreage: 1.03
  • Lot Size: 160 x 280
  • Est. Taxes: $5,973
  • HOA Fee: $180 Annually
  • View: Trees/Woods
  • Elem. School: Hernando Elementary
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pool: In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: W7885227
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/W7885227/464elibertystreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 6:13:10 PM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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464 E LIBERTY STREET, Hernando, FL, 34442

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $498 $498 $498
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,951 $3,068 $4,011
Total Monthly Payment $3,541 $3,658 $4,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.