611 DESTINY DRIVE, #Unit 310, Ruskin, FL, 33570 | $137,000

Under contract-accepting backup offers. Turnkey Coastal Retreat in Little Harbor – Fully Furnished & Income-Ready

Own your slice of Florida’s Gulf Coast with this move-in-ready, fully furnished 1-bedroom, 1-bath condo in the highly desirable Little Harbor community. Perfect as a personal getaway, investment property, or both, this first -floor unit with a patio is ready for immediate enjoyment or rental income from day one.

Inside, the thoughtfully designed space maximizes comfort and functionality. The kitchen is equipped with a refrigerator, 2 burner cooktop, and microwave—ideal for easy meal prep. Durable tile and vinyl flooring run throughout, while the living area features a sofa, TV, and dining table with seating for two. The bedroom includes a comfortable queen-size bed, and the bathroom offers a full tub/shower combo.

Fully furnished and stocked, this condo includes dishes, essentials, and everything needed to start living—or renting—immediately. No setup, no hassle.

The HOA provides exceptional value, covering:

Wi-Fi
Electricity
Water & sewer
And more

This unit has already proven itself as a successful Airbnb, giving buyers confidence in its strong short-term rental potential.

Located in the waterfront Little Harbor community, you’ll enjoy a true resort-style experience with amenities including:

Multiple swimming pools
Jacuzzi
Private beach access
Marinas
On-site dining
Fitness center
Pickleball courts
Tennis Courts
Picnics area

Just steps away, the scenic waterfront boardwalk offers breathtaking sunset views across the bay, stretching from the Skyway Bridge to downtown St. Petersburg.

Whether you’re seeking a low-maintenance vacation home, a reliable income-producing property, or the perfect blend of both—this condo delivers.

Schedule your private showing today and step into effortless coastal ownership.

Features

  • Heating: Other, Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Same Floor As Condo Unit
  • Complex: BAHIA BEACH SOUTH UNIT 1
  • Year Built: 1970
  • Common Charge: $582 Monthly
  • Approx Sq. Feet: 445
  • Est. Taxes: $3,035
  • Condo Fee: $115 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop
  • MLS#: TB8502226
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8502226/611destinydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 6:05:32 AM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

611 DESTINY DRIVE, #Unit 310, Ruskin, FL, 33570

$137,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $109,600 $109,600 $109,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $675 $692 $910
Total Monthly Payment $1,003 $1,020 $1,238

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.