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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to Pine Ridge at Palm Harbor, a highly sought-after 55+ community in north Pinellas surrounded by green space views. This beautifully updated 2-bedroom, 2-bathroom END UNIT is truly move-in ready and has been impeccably maintained from top to bottom. Step inside to a bright, well-designed layout featuring tile flooring in the main living areas and an updated kitchen complete with granite countertops, shaker style cabinetry, soft close drawers and cabinets, and built-in pantry. The open living and dining room flows seamlessly to the enclosed balcony — the perfect spot to unwind, enjoy the breeze, or entertain guests. A laundry closet with washer/dryer combo is conveniently located off the hallway. The primary bedroom offers a tranquil retreat with peaceful green views, a walk-in closet, and an updated En-Suite bathroom. The second bedroom is spacious and inviting with a built-in closet. Recent upgrades include: a complete kitchen remodel, fresh interior paint, new luxury vinyl flooring on both bedrooms and balcony, new baseboards, new hardware for all doors, recessed lighting and new fans, and remodeled bathrooms with new vanities, fixtures, and toilets — giving the new owners a worry-free feel. As an END UNIT, you’ll enjoy added privacy and a quiet setting, while being close to the community’s resort-style amenities: a large pool overlooking the pond, spa, clubhouse, shuffleboard courts, and beautifully maintained landscaping. The affordable condo fee includes exterior maintenance, building insurance, roof care, water, sewer, trash, plus access to all amenities — making living here both convenient and stress-free. Location truly stands out—just minutes to everyday essentials like Trader Joe’s, Sprouts Farmers Market, local dining, plus shopping at Alderman Plaza and The Fountains Shopping Center. Enjoy easy access to top outdoor spots like Honeymoon Island State Park, Caladesi Island State Park, and Fred Howard Park, along with nearby golf, medical facilities, and entertainment—perfect for full-time or seasonal living. Schedule your showing today and start enjoying the peaceful Florida lifestyle this move-in ready home offers!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$204,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $163,920 | $163,920 | $163,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $222 | $222 | $222 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,009 | $1,035 | $1,361 |
| Total Monthly Payment | $1,306 | $1,332 | $1,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.