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Tucked away on 0. 77 acres along a serene tidal inlet off Chessy Creek--flowing directly into the Ashepoo River--this cozy river cottage offers the perfect blend of privacy, nature, and adventure. With the community boat ramp located right next door, you'll enjoy effortless deep-water access for boating, fishing, kayaking, and even duck hunting right from your doorstep. Surrounded by peaceful woods, this property feels like a true escape--your own private oasis designed for relaxation and reconnecting with nature. The charming home welcomes you with a full front porch, perfect for morning coffee or unwinding in the evenings while taking in the tranquil surroundings. Inside, you'll find a well-maintained, open-concept layout featuring 2 bedrooms and 1 full bathroom, offering a comfortable and inviting living space. The home is equipped with a Rinnai tankless water heater and a French drain system for added peace of mind. Step outside and embrace the ultimate Lowcountry lifestyle--right behind the home, enjoy brim fishing or launch a kayak directly from your backyard. Take a quick 10-minute boat ride to the local sandbar, cruise 20 minutes down the river to catch redfish, or venture just 45 minutes by boat to Edisto Island for a full day of coastal adventure. Additional features include a detached garage and a versatile storage shed/man cave complete with an outdoor shower--perfect for rinsing off after a day on the water. On both sides of the man cave, you'll find covered parking with a spacious 2-car carport, offering ample room for vehicles, boats, or recreational gear. Whether you're looking for a weekend retreat, investment opportunity, or full-time residence, this property offers convenience, charm, and the ultimate connection to the outdoors--truly checking all the boxes. (Some images have been digitally staged)
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Our Executive Mortgage Banker:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,530 | $1,592 | $2,084 |
| Total Monthly Payment | $1,605 | $1,667 | $2,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.