168 Fern Avenue, Litchfield, CT, 06759 | $1,499,000

Welcome to Fern House at 168 Fern Avenue-an extraordinary private country estate set on 3. 71 picturesque acres in one of Litchfield's most coveted enclaves. Perfectly tucked behind mature landscaping and approached by a graceful circular drive, this quintessential New England retreat offers the rare combination of luxury living, equestrian amenities, and resort-style outdoor spaces just moments from the storybook charm of downtown Litchfield. Spanning more than 3, 600 square feet, this expansive contemporary residence is filled with natural light, soaring ceilings, and oversized windows that frame lush views in every direction. A dramatic double-height foyer opens to an airy, open-concept main living area anchored by a stunning floor-to-ceiling fireplace-creating both warmth and architectural impact. Designed for elevated everyday living and effortless entertaining, the chef's kitchen is beautifully appointed with premium appliances including double KitchenAid wall ovens, a five-burner cooktop, dishwasher, pantry, and dedicated office nook, all flowing seamlessly into gracious gathering spaces and a formal dining room. The flexible and thoughtfully designed floor plan offers four bedrooms and three-and-a-half baths, including a desirable first-floor primary suite option. Upstairs, a sunlit family room overlooks the main level below from a charming Juliet balcony, while the luxurious upper level primary suite option serves as a true sanctuary with a spa-inspired bath, jacuzzi tub, separate shower, and an abundance of custom closet space including an oversized walk-in dressing room. Two additional bedrooms share a full bath, with one offering its own private balcony overlooking the manicured grounds and pool beyond. Outside, the estate transforms into a true countryside resort. The heated pool with waterfall is complemented by a stone fireplace, hot tub, and outdoor shower, all surrounded by mature gardens that create complete privacy and a setting designed for both peaceful retreat and unforgettable entertaining. Roof on Main House (pre-addition) is original and will be replaced with a NEW ROOF before closing. For the equestrian enthusiast or those dreaming of a refined hobby farm lifestyle, the property is equally exceptional. A beautifully equipped three-stall horse barn with electricity and hot water includes an upper-level studio or office space adaptable to a variety of uses. Beyond, a dedicated all-weather paddock and grazing area provide year-round functionality, while an established kitchen garden with raised beds enhances the estate's authentic country charm. This barn also offers an exceptional possibilities for those looking for possible accessory dwelling options. Additional highlights in this home include a full (finishable) walk-out lower level with top-tier mechanical systems including a Buderus furnace, central air, attached two-car garage with EV charger, and additional storage shed. Set among some of Litchfield County's finest homes and just seconds to boutique shopping, fine dining, local trails, and all the timeless appeal of the town center, Fern House is a rare offering where luxury, land, and lifestyle exist in perfect harmony.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Contemporary,Farm House
  • Year Built: 1996
  • Garage: 2-car Attached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 3,614
  • Acreage: 3.71
  • Est. Taxes: $16,025
  • Lot Desc: Cleared,Rolling,Open Lot
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Pool: Heated,In Ground Pool
  • Appliances: Gas Cooktop,Gas Range,Microwave,Range Hood,Refrigerator,Freezer,Dishwasher,Washer,Dryer
  • MLS#: 24166479
  • Website: https://www.raveis.com
    /mls/24166479/168fernavenue_litchfield_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Balcony/DeckUpper
Bedroom 2 Balcony/DeckUpper
Dining Room Main
Living Room Main
Primary Bedroom Skylight,Vaulted Ceiling,Beams,Bedroom SuiteUpper
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Gina McDonald - Gina McDonald TeamSales Associate

860.712.8171

Gina.McDonald@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

168 Fern Avenue, Litchfield, CT, 06759

$1,499,000

Gina McDonald - Gina McDonald Team

Sales Associate

William Raveis Real Estate

Phone: 860.712.8171

Gina.McDonald@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $1,335 $1,335 $1,335
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,809 $7,384 $10,120
Total Monthly Payment $8,269 $8,844 $11,580

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.