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In the heart of the historic North End of Woonsocket, this charming 3-bedroom, 1. 5-bath home blends timeless character with comfortable, everyday living. The inviting front porch sets the tone an ideal spot to relax and take in the charm of this classic neighborhood known for its tree-lined streets and beautiful period homes. Step inside and you'll immediately appreciate the home's warm, welcoming feel, highlighted by generously sized living spaces designed for both entertaining and daily life. The sun-filled living room/sunroom offers an abundance of natural light perfect for a reading nook, home office, or cozy sitting area. Kitchen features newer dishwasher and stove. A spacious family room provides a casual gathering space, while the formal dining room is ready to host holidays and special occasions. Throughout the home, you'll find hints of classic New England character thoughtful architectural details, a natural flow between rooms, and a layout that feels both functional and inviting. Homes in this sought-after historic district are known for their charm, craftsmanship, and enduring style. Upstairs, 3 comfortable bedrooms offer flexibility for family, guests, or work-from-home needs, complemented by a convenient bath. Additional highlights include a highly efficient Navien heating system, a dedicated basement storage area, and a detached 2-car garage. Great candidate for the RI Anchor Program for first time buyers. See you soon!
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,022 | $2,657 |
| Total Monthly Payment | $2,372 | $2,424 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.