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New to the market with numerous recent updates and enough space for everyone to stretch out. This classic four-bedroom split-level ranch offers a rare combination of privacy and peaceful seclusion, just moments from the shores of Lake Taghkanic State Park.
The home perfectly balances modern updates with the serenity of 2. 5 quiet, private acres bordering a year-round stream. Step inside to an updated kitchen, where a skylight pours in natural light, creating a bright and inviting space. The split-level layout provides excellent separation of space, featuring a spacious great room and a cozy living room anchored by a warm fireplace--ideal for relaxing or entertaining. Two bedrooms are situated on the upper level and two on the lower level, well-suited for family, guests, or a home office.
Massive, high-ticket capital improvements offer ultimate peace of mind, including a new roof, replacement upstairs windows, new downstairs carpet, three multi-zone mini-split units for efficient heating and cooling, a Buderus boiler, a drilled well, an updated water filtration system, an upgraded electrical panel, and a generator installation. Functional spaces include a dedicated laundry room plus a separate storage room for all your extras. Where the property truly shines, however, is outdoors. Enjoy the views from the back porch, where you can hear the tranquil sounds of the stream.
Located in Gallatin, you'll enjoy the perfect blend of accessibility and privacy--close to the Taconic State Parkway for easy commuting to Hudson, Rhinebeck, and the Berkshires. Easy to reach but hard to leave, call today to book your walkthrough.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$450,000
William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,965 |
| Total Monthly Payment | $2,618 | $2,735 | $3,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.