449 Golden River Drive, West Palm Beach, FL, 33411 | $199,990

Largest model in Golden Lakes 55+ community! This spacious E-Villa features a formal dining area, tile and wood flooring throughout, and a well-maintained kitchen with appliances replaced in mid-2022, including the refrigerator, range, dishwasher, and microwave. A new hot water heater and fairly new A/C provide added comfort and peace of mind. Enjoy the oversized enclosed patio with a stunning lake view, plus an additional storage closet for added convenience. Residents of Golden Lakes enjoy an exceptional lifestyle with HOA maintenance that includes cable, internet, building insurance, water, sewer, guard-gated security, recreation facilities, tennis, and a full-time social director. A courtesy bus is available twice a week for trips to grocery stores, shopping centers, and malls. Attention All Brokers: This property is located in an ideal location to stores, restaurants and services. It is also less than a mile from Florida's Turnpike. A Courtesy bus is provided twice a week for residents' shopping needs. Capital contributions of $3, 240 paid by Buyer at closing. The HOA has 100% in ''Reserve Funds. Total of 800 units. Application fee $100 for first adult couple. , an additional $100 for additional adult. Interviews scheduled for the 1st and 3rd Thursday of each month. A 20% minimum down payment required if financed. Buyer cannot rent unit in the first year of ownership.

Features

  • Heating: Electric
  • Cooling: Central Air, Paddle Fan(s)
  • Levels: 1
  • Amenities: Billiard Room, Clubhouse, Fitness Center, Jogging Path, Picnic Area, Pool, Shuffleboard Court, Tennis Court(s), Community Room, Courtesy Bus, Heated Pool, Kitchen Facilities
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Washer Hookup
  • Complex: GOLDEN LAKES VILLAGE CONDO B C D
  • Year Built: 1979
  • Common Charge: $705 Monthly
  • Approx Sq. Feet: 1,302
  • Est. Taxes: $3,331
  • View: Lake
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: Benoist Farms
  • Middle School: Jeaga
  • High School: Royal Palm Beach
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: B26021999
  • Website: https://www.raveis.com
    /prop/B26021999/449goldenriverdrive_westpalmbeach_fl?source=qrflyer
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Listing courtesy of Borell Realty, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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449 Golden River Drive, West Palm Beach, FL, 33411

$199,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,992 $159,992 $159,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $921 $1,024 $1,329
Total Monthly Payment $1,274 $1,377 $1,682

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.