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This ranch is full charm with high scores of sun lighting. Welcome to 21 Spring St Webster, a corner lot sitting on a well sorted side street. All rooms are very well engineered to accommodate space; features include hardwood flooring with a mix of tile and vinyl throughout. As you enter the mudroom it's very bright and cozy lthat eads to the gorgeous but large eat in kitchen with granite counter tops, recess lighting and gleaming bright white tile floors. The full bath is on the main floor; master bedroom has walk-in closet, the second and third rooms all graciously spaced. There are 3- 4 off-street parking plus a 2-car indoor garage. The furnace was recently upgraded; basement is finished with a dry bar and lots of storage for beverages perfect for entertaining. Central air condition, generator kit, outdoor shed for extra storage. located close the major highways, stores, parks, churches and schools and about 1-2 miles away from Lake Chaubunagungamaug.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 13.0 x 12.0 | First |
| Bedroom 3 | Closet, Flooring - Hardwood | 13.0 x 11.0 | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded | 16.0 x 15.0 | Main,First |
| Living Room | Closet, Flooring - Hardwood | 16.0 x 13.0 | Main,First |
| Master Bedroom | Walk-In Closet(s), Cedar Closet(s), Flooring - Hardwood | 13.0 x 12.0 | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,020 | $2,127 | $2,746 |
| Total Monthly Payment | $2,399 | $2,506 | $3,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.