12 Charles Street, Rhinecliff, NY, 12574 | $925,000

Set in the riverside hamlet of Rhinecliff, this c1910 Folk Victorian cottage has been lovingly renovated to honor its original bones while embracing a modern sensibility. The iconic sunburst gable and full length covered front porch face west for beautiful sunset light over the Hudson River. Inside curated interiors are stylish without pretense and make the home move-in ready. Enter through the front door and step into a classic side hall foyer with a large, comfortable front facing living room to the right. The living room leads to the dining room through a cased opening. The back of the home has a charming kitchen with new appliances, shaker faced cabinets, tile backsplash and a pendant light over the sink. The laundry is conveniently located in the oversized mud room which is accessible from the kitchen, a side entrance and connects the large attached garage and the private side yard to the home. A full bath off the front hall completes the main floor. Both bathrooms have been fully renovated with a designer’s eye — a forest green stacked-tile shower with rain head in one; pale pink beadboard wainscoting, heated towel bar, and penny tile floors in the other. Upstairs, the bedrooms features a shiplap ceiling and tall windows that frame treetop views of the surrounding canopy. The side yard features a stone patio that anchors a terraced garden in spring bloom with the attached garage offering additional storage or flex space. Enjoy the immediate amenities of Rhinecliff, the Epicurean, Kips Tavern and Morton Library. One block to the Hudson River. One minute to Amtrak. Minutes to Rhinebeck Village.

Features

  • Rooms: 2
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Victorian
  • Year Built: 1910
  • Garage: 2-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Unfinished
  • Approx Sq. Feet: 1,484
  • Acreage: 0.16
  • Est. Taxes: $9,089
  • Elem. School: Chancellor Livingston Elementary Sch
  • Middle School: Rhinebeck Senior High School
  • High School: Rhinebeck Senior High School
  • School District: Rhinebeck
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, ENERGY STAR Qualified Appliances, Stainless Steel Appliance(s)
  • MLS#: 985635
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/985635/12charlesstreet_rhinecliff_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Rouse + Co Real Estate LLC   Phone: 845-750-0196

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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12 Charles Street, Rhinecliff, NY, 12574

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $757 $757 $757
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,202 $4,556 $6,245
Total Monthly Payment $5,051 $5,405 $7,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.