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At a certain point, the search starts to feel like the same house in different paint colors. You have read the listings until the language blurs together. You have stood in someone else's kitchen, looked at someone else's choices, and quietly thought, this is not it. For buyers considering building, this property offers a different path forward. This 1. 5-acre fully approved building lot in the Minisink School District is an option that addresses one of the most common challenges buyers face when deciding to build: the timeline. Approved land can reduce both time and upfront planning compared to starting from raw land. Surveys, board approvals, health department sign-offs, septic design, the building envelope, every step that turns raw land into a permitted homesite, has already been completed and approved for a 4-bedroom home. The extended timeline that often comes before construction is already behind you. The starting point is here. That changes the conversation entirely. Instead of buying a house and adjusting to an existing layout, you are designing the layout. Instead of compromising on the kitchen, the ceilings, the windows, or the flow, you are making those decisions from the beginning. The primary suite positioned where it works best for you. A mudroom designed with purpose. Windows placed to capture the views you want. Outdoor space planned with intention. This is an opportunity to build with clarity rather than adjust after the fact. The location is part of the appeal. Minisink sits in a well-regarded area of the Hudson Valley, known for local restaurants, established town centers, parks, and trails that shift with the seasons. New York City is roughly 70 miles south, close enough for access while still offering a noticeable change in pace. The subdivision itself is arranged in a horseshoe configuration with a newly paved road and no double yellow lines, a detail that adds to the overall feel of the setting. At 1. 5 acres, the lot offers a balance of usable space and manageable upkeep. There is room for the home, outdoor areas, and yard space, all proportioned in a way that supports a functional layout. Additional lots are also available within the subdivision, offering flexibility for those considering more than one parcel. Parcels can be combined for a larger property footprint or to create additional separation between structures. Holding land for future use is also an option depending on your long-term plans. What this lot ultimately offers is flexibility in design, timeline, and layout, allowing you to create a home that aligns with how you want to live. You have seen what is currently available. This is another way forward.
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Our Executive Mortgage Banker:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,084 | $1,127 | $1,473 |
| Total Monthly Payment | $1,159 | $1,202 | $1,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.