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Tucked into the Minisink School District in the Hudson Valley, this 4. 3-acre fully approved building lot is a rare opportunity in today's market, the kind where the slow, expensive, uncertain part is already behind you. Most land asks for your patience. This one rewards your vision. Surveys, board approvals, health department sign-offs, septic design, the building envelope, the path from raw land to permitted homesite, it has all been completed, reviewed, and stamped. What typically takes a year or more of waiting, tens of thousands in soft costs, and the very real possibility of being told no, has already been navigated. You are not buying potential. You are buying permission. Approved for a 4-bedroom home, this lot lets you skip the unknowns and walk straight into the part that actually matters: building the life you have been picturing. Clear the trees. Pour the foundation. Choose the view from your kitchen window. Every decision from here forward is a creative one, not a bureaucratic one. The setting matches the opportunity. Minisink is one of those increasingly sought-after pockets of the Hudson Valley, known for its character and the kind of considered pace that is harder and harder to find. The lot itself sits inside a thoughtfully designed horseshoe-style subdivision with a newly paved road and no double yellow lines, the kind of detail that quietly signals quality and intention. Around you, the Hudson Valley does what it does best, local farms and farm-to-table restaurants, hiking trails that disappear into ridgelines, weekend markets, antique shops, and small towns that still feel like small towns. New York City sits roughly 70 miles away, close enough for the commute or the Sunday-night drive back, far enough that the air feels different the moment you turn onto your road. The 4. 3 acres give you real room to design around, space for the home to sit well on the land, for a yard that actually serves how you live, for outdoor rooms that feel like extensions of the house rather than afterthoughts. There is breathing room without isolation, openness without disconnection. Additional lots are also available, which opens up something most buyers never get the chance to consider. Expand your footprint. Add surrounding space. Combine parcels into a larger property, a long-term hold on land that is only becoming more sought after, or simply a more cohesive vision than a single parcel can provide. Whether you take one standout lot or assemble something larger, the flexibility is built in. Life here moves at a different pace. Coffee on the porch as morning fog lifts off the field. Long afternoons that do not require an itinerary. Evenings where the loudest sound is whatever you decide to put on. The kind of home you do not just live in, but actually want to be in. That balance, openness and stillness without giving up connection to everything that makes the Hudson Valley what it is, is what so many buyers are quietly chasing right now. This lot delivers it without the multi-year wait. Build a full-time residence. Design the weekend retreat you have been sketching in your head for years. Create something heirloom, something personal, something yours. The approvals are done. The road is paved. The vision is the only thing left to bring.
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Our Executive Mortgage Banker:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,010 | $1,328 |
| Total Monthly Payment | $1,060 | $1,085 | $1,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.