Fully prepared and versatile 0. 767-acre homesite with 180 feet of road frontage just minutes from downtown Woodruff. This is a rare opportunity to own shovel-ready land where all the heavy lifting has already been completed. The parcel has been recently surveyed, subdivided, and recorded in 2026, and includes an approved perc test with septic permits in place, allowing you to move forward with your build immediately. With approximately 180 feet of road frontage, the lot offers an ideal layout and orientation for a wide range of home placements, providing both flexibility and strong curb appeal. The property has been thoughtfully cleared and landscaped with a walkable path around the full perimeter, making it easy to explore, understand boundaries, and visualize your future homesite. Located just outside the city limits of Woodruff, this property offers a peaceful, private setting while still being less than 10 minutes from shopping, dining, and everyday conveniences. No HOA and zoned residential, giving you the freedom to build what suits your vision. Whether you're planning a custom stick-built home, new double-wide, barndominium, or investment property, this lot offers exceptional versatility. Properties like this are becoming increasingly hard to find in the rapidly growing Woodruff area, especially with this level of preparation already completed.
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Our Executive Mortgage Banker:
$59,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $47,200 | $47,200 | $47,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $283 | $294 | $389 |
| Total Monthly Payment | $358 | $369 | $464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.