58 WESTCHESTER LANE, Palm Coast, FL, 32164 | $419,900

MOTIVATED SELLER! PRICED REDUCED! YOU DON'T WANT TO MISS OUT ON THIS DEAL! Stunningly Updated Home with Over $157, 000 in Improvements + New 2026 Kitchen Countertops! Welcome to this beautifully enhanced property where pride of ownership shines throughout. Thoughtfully upgraded inside and out, this move-in-ready home offers peace of mind, style, and long-term value with major renovations already completed for the next owner. Enjoy the benefits of a $46, 500 solar panel system installed for outstanding energy efficiency and reduced utility costs. Storm readiness is a priority with hurricane-strength windows and sliders, plus a new composite asphalt shingle roof (2023) for added protection and curb appeal. The exterior has been extensively renovated with new vinyl siding, new 6-inch seamless aluminum gutters, and updated windows/sliders, creating a fresh, modern look. Step outside to your private backyard retreat featuring a large decorative stamped and stained concrete patio, ideal for entertaining, relaxing, or outdoor dining. The property is fully fenced with 227 feet of vinyl fencing and a 10-foot double gate, offering privacy and convenience. Inside, additional upgrades include a whole-house water purification and softener system, an upstairs bathroom renovation, and brand-new kitchen countertops (2026) that add a fresh contemporary touch to the heart of the home. A bonus feature is the detached woodshed converted into secondary livable space, with AC, perfect for a home office, studio, hobby room, guest overflow, or flex space. There is just too much to see, with this meticulously updated home, including outdoor area to relax and enjoy those beautiful summer nights and an all-year round space for fun and relaxation, including a hot tub! This is a rare opportunity to own a home where the big-ticket items have already been done. Energy efficient, beautifully updated, storm-conscious, and packed with extras—this one is a must-see! Schedule your private showing today.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1988
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,010
  • Acreage: 0.23
  • Est. Taxes: $2,272
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Solar Hot Water, Solar Hot Water Owned, Washer, Water Filtration System, Water Purifier
  • MLS#: FC318146
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/FC318146/58westchesterlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 2:25:13 AM)
Listing courtesy of APPROVED PATRIOT REALTY LLC   Phone: 386-661-8000

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

58 WESTCHESTER LANE, Palm Coast, FL, 32164

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,068 $2,121 $2,790
Total Monthly Payment $2,332 $2,385 $3,054

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.