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Settled on a gentle rise along historic Old Albany Post Road, The Hilltop Cottage overlooks an expansive lawn that unfolds toward the tree line, where the silhouettes of Storm King and Bull Hill appear in the distance. Finished in a deep red, the residence carries a distinct sense of story and charm, having been thoughtfully updated to preserve its soulful character while introducing a more refined layer of comfort. Inside, the home feels grounded and intentional. Expanded Andersen windows draw the landscape of the Hudson Highlands into the living spaces, which are finished with sanded Red Oak floors. The kitchen has been fully reimagined, featuring a Bertazzoni induction and Bosch appliances alongside a custom oak island crafted by Bella Woodwork Design. Throughout the house, deliberate details like vintage rewired pendants, a functional new mudroom, and bespoke millwork add to the home’s historical feel. Practical upgrades include a whole-house water filter and updated electrical systems, ensuring the residence is as functional as it is charming. This property presents an exceptional opportunity to experience everything Garrison has to offer.
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Our Executive Mortgage Banker:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,064 | $1,064 | $1,064 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,586 | $7,048 | $9,789 |
| Total Monthly Payment | $7,775 | $8,237 | $10,978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.