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Now Available in sought-after Dutton Island Oaks, ideally located on the island in Atlantic Beach just minutes from the beaches and vibrant Atlantic Beach Town Center. Built in 2021 by Dream Finders Homes and lovingly maintained by its original owner, this beautifully designed and thoughtfully decorated two-story home offers 4 bedrooms, 2. 5 baths, and a 2-car garage.
From the moment you enter, you'll notice the warmth and attention to detail throughout. The home features 9-foot ceilings on the first floor, added insulation, LVP flooring, updated lighting, can lighting, comfort-height toilets, and upgraded blinds on every window. The inviting living area is highlighted by a custom electric fireplace with built-in shelving, creating a warm and stylish gathering space. The kitchen is both timeless and functional with 42-inch white cabinetry with crown molding and hardware, quartz countertops, a walk-in pantry, and Whirlpool stainless steel appliances including range, dishwasher, and microwave.
Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in shower, beautifully appointed bath, and a large walk-in closet. Each space has been curated with comfort and style in mind, making the home feel both elevated and welcoming.
Step outside to enjoy the extended covered lanai, fenced backyard, and enhanced landscaping--perfect for quiet mornings, entertaining friends, or evenings at home.
A rare opportunity to own a newer construction home in one of Atlantic Beach's most desirable locations, where modern comfort meets coastal charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $501 | $501 | $501 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,678 | $2,790 | $3,652 |
| Total Monthly Payment | $3,271 | $3,383 | $4,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.