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A prime Kensington location at this historic, charming and sprawling 1774 home on a picturesque lot with functional opportunities. Proudly occupied by the same family for five generations! This old house feels much younger with evident past remodeling. This 5 bedroom, 2 bath home is nestled into a scenic lot offering a peaceful nature lover's oasis, a patio overlooking a pond. The two level garage/barn offers OH SO many possibilities: party central, small contractor, artist studio, storage, hobbyist. The multilevel home offers much opportunity for private spaces and suitable for multigenerational living. The designated fifth bedroom can easily be used as a semiprivate in-law space or home office. The finished walk out level is primarily above grade and adds to the unique floor plan. Featuring touches of the past with preserved woodwork, root cellar, stonework, low taxes and updated heating and electrical. Close proximity to schools, shopping and highways. A pedestrian friendly neighborhood, an easy walk to Paper Goods Pond Park and a local favorite pizza place. Value priced to avail real sweat equity opportunity. Sold in AS IS condition. Kensington Fire District tax approximately $250.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.8 x 11.5 | Upper | |
| Bedroom 2 | 12.0 x 12.0 | Main | |
| Bedroom 3 | 10.0 x 12.0 | Main | |
| Bedroom 4 | 13.0 x 18.0 | Other | |
| Dining Room | 7.5 x 9.5 | Lower | |
| Kitchen | 11.5 x 18.0 | Lower | |
| Living Room | Fireplace,Hardwood Floor | 14.0 x 18.0 | Main |
| Primary Bedroom | Built-Ins | 12.5 x 19.5 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,600 | $343,600 | $343,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,033 | $2,116 | $2,806 |
| Total Monthly Payment | $2,582 | $2,665 | $3,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.