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Welcome to 79 Hickory Ln—offered for the first time in over 30 years. Set on over a third of an acre with mature plantings, this well-cared-for home is located in an established neighborhood just minutes from the highway and less than a mile to the Derby Street Shops, dining, and everyday conveniences. Inside, the home offers 3 bedrooms, 2 full baths, and 2 half baths, providing a flexible layout for today’s living. A standout feature is the impressive 16’ x 24’ rustic family room with cathedral ceilings, complete with a gas fireplace and mini-split system for year-round comfort—an inviting space for gatherings or quiet relaxation. The formal living room features a classic wood-burning fireplace, adding warmth and character. Additional highlights include vinyl siding and replacement windows for low-maintenance living, as well as a finished basement offering bonus space with potential for an accessory dwelling unit (ADU), subject to approvals.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
| Dining Room | Flooring - Hardwood | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting | First |
| Living Room | Flooring - Hardwood, Recessed Lighting | First |
| Master Bedroom | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,803 | $4,127 | $5,686 |
| Total Monthly Payment | $4,513 | $4,837 | $6,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.