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Gracious, comfortable, and exceptionally well cared for, this home offers a thoughtful layout ideal for both everyday living and entertaining. The large, updated kitchen opens to a bright great room overlooking the private, parklike backyard-an inviting setting with an expansive patio and outdoor kitchen perfect for gatherings. Hardwood floors run throughout, complementing the formal front to back living room with its newly designed fireplace and access to a charming covered side patio. A standout feature is the spacious bonus room over the garage, offering true flexibility. With its private entrance potential and generous footprint, it can serve as a dedicated home office, guest suite, inlaw or au pair apartment, or a fourth bedroom-an exceptional option for multigenerational living or today's work from home needs. The two car attached garage is fully finished including walls, ceiling and apoxy floor. The home has been meticulously updated with all major mechanicals improved, including roof, gutters, windows, skylights, a Buderus high efficiency boiler, and a newer hot water tank. Enjoy the best of both worlds with a private well paired with public sewer. Set on nearly an acre, this property combines comfort, functionality, and long term value in a truly beautiful setting. Walking distance to Middlebury Town Green, Walking trails and restaurants all on a quiet street. 90 min to NYC this could be your perfect forever home or a great getaway. The home has been owned by only two families since 1941 and has enjoyed two substantial additions, in 1987 and 1990. The new additions were primarily built with carriage bolts and lag screws. The roof was replaced in 2002 along with four new roof windows. The roof sheathing is all 3. 4" CDX plywood. The GAF shingles are top of the line with 100% ice and water shield membrane. The fireplace was upgraded to a granite stone veneer and lined with a stainless steel liner to the furnace in 2023. Furnace, hot water tank, oil and water tank were replaced in 2018-2019. The windows in the main house were replaced with top of the line Anderson double hung 400 series between 2013-2015. The walk up attic in the main part of the home has newly replaced insulation in 2012 and offers great storage. The formal living room was remodeled in 2019 to include new sheet rock ceiling, new plumbing to upstairs bath, new lighting. The custom designed fireplace mantle and high end fireplace doors also include a Carrera Marble facing and threshold. The outdoor fireplace area at one point had a hot tub and the 220 volt service is still available underground. This is a quality home, renovated and remodeled with pride of ownership and loving care!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Great Room | Palladian Window(s),Vaulted Ceiling,Hardwood Floor | Main |
| Kitchen | Remodeled,Breakfast Bar,Granite Counters,Hardwood Floor | Main |
| Living Room | Book Shelves,Fireplace,Hardwood Floor | Main |
| Office | Full Bath | Main |
| Primary Bedroom | Hardwood Floor | Upper |
| Rec/Play Room | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $555,920 | $555,920 | $555,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $818 | $818 | $818 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,423 | $3,560 | $4,654 |
| Total Monthly Payment | $4,333 | $4,470 | $5,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.