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Bayville living at its finest - just moments from charming village amenities and the pristine beaches of the Long Island Sound. Tucked away in one of the North Shore’s best-kept secrets, this beautifully renovated residence seamlessly blends timeless character with modern comfort. Experience the ease of a close-knit beach community (proximity to parks, bridge and marina) while remaining conveniently connected to the LIRR and major roadways. This thoughtfully updated 1930s Cape Cod offers 4 bedrooms, including one on the first floor, and 2 revamped full bathrooms. While enhanced with contemporary finishes, the home retains its original warmth and charm including the exquisite, intricate stair banister. Gleaming hardwood floors, an open-concept layout, and abundant natural light create a bright, inviting coastal atmosphere throughout. The main level features a welcoming foyer with a cozy sitting alcove, a formal living room, a formal dining room, and an eat-in kitchen complete with beautifully painted cabinetry, quartz countertops, and a stylish stone backsplash. There is a large, unfinished basement with a laundry area, utilities and ample storage. Outside, a sizable brick and cement patio, flat lawn space and a storage shed provide both functionality and convenience. Located within the highly regarded Locust Valley School District, this home effortlessly combines beachside ease, enduring character, and modern-day upgrades.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $634 | $634 | $634 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,747 | $4,010 | $5,569 |
| Total Monthly Payment | $4,473 | $4,736 | $6,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.