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This classic 1850 Hyde Park home has the kind of character that’s hard to replicate, from its beamed ceilings to the warmth of hardwood floors throughout. The layout offers a comfortable, easy flow with a formal living room with gas fireplace, a spacious and updated eat-in kitchen with granite countertops, double sink and a center island plus an inviting family room with new carpeting - an especially cozy space to relax, unwind, or gather with friends and family. The home offers 3 bedrooms and 2 full baths, providing flexibility for guests, a home office, or additional space to suit your needs. A new hot water heater, microwave and dishwasher add to the home’s overall upkeep and peace of mind. Out front, the rocking chair porch feels like a step back in time - ideal for slow mornings or winding down at the end of the day. Out back, the private yard and patio provide a quiet, tucked-away setting for relaxing, gardening, or entertaining. A home that feels both timeless and easy to live in. Perfectly located just minutes to the Villages of Hyde Park and Rhinebeck and under 10 minutes to the Culinary Institute of America, the Hyde Park Greenway Trail System, Norrie Point State Park and Dinsmore Golf Course. Also just 15 minutes to Metro North (Poughkeepsie station) Don’t miss this incredibly charming home!
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Our Executive Mortgage Banker:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $727 | $727 | $727 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,919 | $2,524 |
| Total Monthly Payment | $2,673 | $2,721 | $3,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.