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Some homes simply have it all, and 2 Somerset Lane is one of them. Set on a premier corner lot in one of Sandy Hook's most coveted neighborhoods, this meticulously maintained Colonial offers over 4, 000 square feet of above-grade living, a finished walk-out lower level, 4 bedrooms, and 4. 5 bathrooms, designed for those who refuse to compromise. From the moment you step into the grand two-story foyer, the quality is undeniable. Hardwood floors, a wood-burning fireplace with built-ins, a sun-drenched sitting room, and an open, flowing layout make everyday living feel effortless. The kitchen shines with freshly painted cabinetry, a custom backsplash, large island, and professional range, the kind of space that makes cooking actually enjoyable. Upstairs, the primary suite is in a league of its own, a true sanctuary complete with an extraordinary walk-in closet and a spa-like bath with soaking tub, separate shower, and double vanity. Three additional bedrooms and beautifully appointed baths round out the upper level. Every detail of this home has been meticulously cared for, from top to bottom, inside and out. Giving the next owner true peace of mind from day one. The finished walk-out lower level adds just shy of 1, 000 square feet of flex space, and outside, a covered pergola and fire pit that make you never want to leave. Opportunities like this don't come along often, don't let this one pass you by.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Family Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Office | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,482 | $1,482 | $1,482 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,701 |
| Total Monthly Payment | $6,759 | $7,197 | $9,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.