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Listen to the babbling brook while you dream about what's possible, because the possibilities here are endless. This property offers a rare combination of land, livability, and upside that's hard to find at this price point. The property features a manufactured home with an 1 bedroom apartment addition, a setup that gives you options from day one. Move into the apartment, while you take your time renovating the main portion of the home on your schedule and your budget. Whether you're an investor, a hands-on buyer, or someone looking to get into the market creatively, this blank-slate layout works in your favor. Set on just over an acre of mostly open, level land on a corner lot, there's room to spread out and a natural spot already waiting to become a garden. The brook running along the property adds both charm and the kind of peaceful ambiance that makes Vermont living worth it. Kirby is a school choice town, giving flexibility that most Vermont communities simply don't offer. And when it's time to get outside, you're a short drive from some of the best recreational assets in the Northeast Kingdom, Kingdom Trails, Burke Mountain, and a string of beautiful lakes and ponds are practically in your backyard. Come see what's possible. This property is sold as is. Due to the age of the doublewide, financing is not available.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/25/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $88,000 | $88,000 | $88,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $125 | $125 | $125 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $542 | $556 | $731 |
| Total Monthly Payment | $742 | $756 | $931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.