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Beautiful Zinfandel model featuring a 30x12 SCREENED lanai with serene WATER and CONSERVATION views. This move-in ready home offers VAULTED CEILINGS and diagonal PLANK WOOD-LIKE TILE FLOORING and CROWN MOLDING throughout, including the lanai for easy maintenance and seamless indoor/outdoor living. Updated kitchen includes 42" cabinets, pantry with custom SLIDE-OUT SHELVES, GRANITE countertops, SOFT-CLOSE DRAWERS, STAINLESS STEEL APPLIANCES breakfast bar, eat-in nook, and a SOLAR TUBE providing natural light. Open floor plan overlooks dining and living areas, ideal for entertaining. Energy-efficient Low-E DUAL PANE WINDOWS and DOORS installed throughout (2021). HVAC REPLACED IN 2020. Sliders lead to covered lanai with picture window screen enclosure offering expansive, unobstructed views. PRIMARY SUITE features direct lanai access, walk-in closet, linen closet, and a POCKET DOOR leading to the ENSUITE BATH for added privacy. Ensuite bath upgraded with custom TILED-WALK IN SHOWER, GLASS VESSEL SINK, modern mirror, and solar tube for enhanced natural lighting. Split bedroom layout with second bedroom at front of home offering privacy for guests and adjacent full bath featuring GRANITE countertops, a PATTERNED VESSEL SINK, updated mirror and a tub with glass shower door enclosure, along with a solar tube for natural light. Garage includes extended cabinets with countertop workspace, UTILITY SINK, pull-down attic stairs, and a separate laundry closet with WASHER and DRYER INCLUDED. Aluminum hurricane shutters provide added peace of mind. Additional features include ROUNDED CORNERS and upgraded lighting and ceiling fans throughout. Enjoy peaceful outdoor living with both water and conservation views, this home is a MUST SEE!! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service. ***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER directly across from the Solivita Main Gate. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Panda Express, Bojangles, Jersey Mike's Subs, 5 Guys, Papa John's Pizza, Burrito Bar, Cold Stone Creamery, Urgent Care, Dentist, Hand & Stone Massage, America's Best Eyeglasses, Crunch Fitness, Hair Cuttery, Petco, TD Bank, Verizon Mobile, PLUS MORE TO COME. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,373 | $1,796 |
| Total Monthly Payment | $1,635 | $1,690 | $2,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.