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Welcome to this well maintained 3-bedroom, 2. 5-bath ranch, ideally located within walking distance to Ocean Beach Park and the Pequot Avenue beaches. Tucked away on a quiet street with no regular commuter traffic, this home offers peace and privacy both day and night. Pride of ownership is evident throughout. Move-in ready, the home features brand-new carpeting and a well-designed layout that allows all bedrooms convenient access to same-floor full and half baths. Major updates include recently replaced heating and cooling systems for year-round comfort. A fully operational natural gas-fired Generac whole-house generator with automatic transfer switch and remote monitoring provides added peace of mind. The home is also equipped with a monitored alarm system with central station dispatch to police and fire, as well as a full exterior video surveillance system with remote access. Additional highlights include a spacious full basement and attic offering abundant storage or expansion potential, a main-floor laundry room, and a rear yard bordered by mature arborvitae for natural privacy. Enjoy outdoor living on the expansive concrete patio, accessed through a large living room slider and shaded by a canvas awning-perfect for relaxing or entertaining. A rare opportunity to own a turnkey home in a highly desirable beachside neighborhood. Short distance to Yale/L&M Hospital, EB/General Dynamics, Waterside Restaurants and historic Fort Trumbull.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 11.0 x 14.0 | Main |
| Bedroom 2 | Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.0 x 14.0 | Lower |
| Eat-In Kitchen | Breakfast Bar,Dining Area,Eating Space,Laminate Floor | 14.0 x 20.0 | Main |
| Full Bath | Stall Shower | 5.0 x 8.0 | Lower |
| Half Bath | 4.0 x 7.0 | Main | |
| Living Room | Book Shelves,Built-Ins,Fireplace,Wall/Wall Carpet | 13.0 x 20.0 | Main |
| Primary Bath | Tub w/Shower | 7.0 x 8.0 | Main |
| Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $466 | $466 | $466 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,299 | $2,395 | $3,135 |
| Total Monthly Payment | $2,840 | $2,936 | $3,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.