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Located in Monsey/ Chestnut Ridge and a rare opportunity to own a home in unincorporated Ramapo! Nestled on an expansive property, this beautiful Cape Cod home offers the perfect blend of classic charm and modern updates. Featuring 3/4 bedrooms and 2 full bathrooms, the home provides a flexible layout to accommodate a variety of lifestyles. Step inside through the welcoming entry foyer into a bright, inviting living space with hardwood floors throughout. The formal dining room is perfect for hosting gatherings, while the updated eat-in kitchen serves as the heart of the home, complete with granite countertops, stainless-steel appliances, and ample space for everyday dining. The versatile floor plan includes a finished, walk out basement including a dedicated playroom and home office, offering ideal spaces for work, relaxation, or guest use. Enjoy outdoor living on the wooden deck overlooking the large, flat property! Ideal for entertaining or simply unwinding amid lush grounds. Additional highlights include electric setup for a whole-house generator, providing added comfort and peace of mind. This home combines timeless style, modern conveniences, and generous space making it a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $969 | $969 | $969 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,370 | $6,021 |
| Total Monthly Payment | $5,088 | $5,431 | $7,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.