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Classic center hall brick Colonial located in the desirable Cathedral Gardens neighborhood, in close proximity to Garden City LIRR train station , offering tree-lined streets, charm, and convenient access to local amenities. The main level features a gracious entry foyer, an oversized formal living room with hardwood floors and 2 wood-burning fireplaces, and a bright sunroom suitable for office or leisure use. An open dining area flows into a spacious eat-in kitchen, offering excellent potential for customization. A separate flexible space behind French doors provides options for extended dining The second floor offers four bedrooms, including a primary suite with en-suite bath. The third floor includes additional bedroom and bath space, ideal for guests or home office. The lower level features a separate entrance, recreation area, and access to the backyard. Situated on approximately 0. 572 acres, the property offers generous outdoor space with potential for a pool or expansion. Detached two-car garage. Conveniently located near parks, golf courses, LIRR, local amenities, shopping and dining, minutes from Hofstra university and Adelphi University. A rare opportunity to own a home with scale, character, and unlimited potential!
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Our Executive Mortgage Banker:
$1,190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $952,000 | $952,000 | $952,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,756 | $2,756 | $2,756 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,331 | $5,784 | $7,969 |
| Total Monthly Payment | $8,212 | $8,665 | $10,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.