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Nestled in the charming historic district of St. George, SC, this delightful 2-bedroom, 1-bath cottage, originally built in 1917, seamlessly blends vintage charm with modern convenience. Spanning 1, 164 square feet, this home has been previously renovated, ensuring a perfect balance between its rich history and contemporary living. As you approach the cottage, you'll be greeted by its inviting facade, setting the tone for the warmth that awaits inside. Step through the front door into the formal living area that features hardwood floors and ample natural light, creating a welcoming atmosphere. This could be used as a flex space as the home offers two living areas. The kitchen boasts an open floor plan with modern appliances and a laundry closet. The two spacious bedrooms provide apeaceful retreat, each designed to maximize comfort and functionality. The updated bathroom features contemporary fixtures and finishes, offering a relaxing oasis for daily routines. Enjoy your morning coffee or unwind in the evening on the charming front porch, where you can soak in the sights and sounds of the neighborhood. The cottage is conveniently located within walking distance to the vibrant historic downtown area, where you can explore local shops, cafes, and the rich cultural heritage of St. George. This unique property is perfect for those seeking a blend of historical character and modern amenities, making it a wonderful place to call home. Don't miss your chance to own a piece of St. George's history--the town of friendly people! Seller is also offering the vintage furniture in the home to stay if buyer is interested.
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Our Executive Mortgage Banker:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $195,920 | $195,920 | $195,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,206 | $1,237 | $1,627 |
| Total Monthly Payment | $1,281 | $1,312 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.