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97 Lake Street, Shoreham, VT, 05770 | $359,000
Discover the perfect seasonal retreat on over 10 acres with 300 feet of direct lake access on Lake Champlain! This cozy 1. 5-story gambrel-style cottage is your ideal Vermont getaway! The open main level features a full kitchen, a charming dining area with a café booth, and a spacious living room that offers stunning views of Lake Champlain and the Adirondack Mountains. Step outside onto the large deck, perfect for entertaining or simply soaking in the surroundings. A spiral staircase leads to two generous bedrooms, each featuring its own private balcony. Another spiral staircase descends to the basement, currently utilized as additional bunk space and a family room, complete with a ¾ bath and laundry area. The property also includes a small storage shed for your lawn and yard equipment, along with a gravel parking pad for your boat or other vehicles. With easy graduated steps leading to the shoreline, you’ll find another storage shed for all your boating and swimming supplies, ensuring your summer adventures are just moments away. Septic has been inspected and is good to go! Don’t miss this incredible opportunity to secure your little slice of Vermont!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 three-quarter
- Style: Gambrel
- Year Built: 1996
- Heating: Propane,Baseboard,Electric,Hot Air,Wall Furnace
- Cooling: Wall AC Units
- Basement: Climate Controlled,Concrete,Exterior Access,Full,Insulated,Interior Stairs,Storage Space,Walkout
- Approx Sq. Feet: 1,856
- Acreage: 10.5
- Est. Taxes: $9,685
- Lot Desc: Country Setting,Field/Pasture,Lake Access,Lake Frontage,Lake View,Landscaped,Level,Sloping,View,Waterfront
- Water Front: Yes
- Elem. School: Shoreham Elementary School
- Middle School: Middlebury Union Middle #3
- High School: Middlebury Senior UHSD #3
- MLS#: 5085965
- Website: https://www.raveis.com
/prop/5085965/97lakestreet_shoreham_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2026Listing courtesy of Adirmont Real Estate, LLC Phone: 802-465-0110
Listing Agent: Stephanie Corey
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
97 Lake Street, Shoreham, VT, 05770
$359,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $807 | $807 | $807 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,722 | $1,792 | $2,366 |
| Total Monthly Payment | $2,604 | $2,674 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484